Patricia “Pat” Lutz
Pat joined Culberson Financial Services in 2007. She is a graduate of University of Phoenix and has over 25 years experience in the insurance field. Pat is a PA licensed agent for Life, Accident & Health, Property & Allied lines, Casualty & Allied lines. Pat provides service to investment clients and group retirement plans. Pat has recently started moving into retirement by reducing her hours. We thank her for years of dependable service!
Amy Kline
Amy graduated from South Hills Business School in June 1995 and joined Culbertson Financial Services in August of 1995. She is a PA licensed agent for Life, Fixed Annuities, Accident & Health. Amy works with the Employee benefits and is largely responsible for customer service on the group plans.
Joanna Renner
Prior to joining Culbertson Financial Services in February of 2022, Joanna had experience working in the legal field where she processed the payroll for over 70 sub-contracted court reporters in the Pittsburgh, Philadelphia, and Harrisburg areas along with the proof-reading and editing of court transcripts, depositions, and other legal cases and documents. Joanna studied Professional Writing at Mansfield University, has been awarded several writing awards, and also has a background in church office administration and management. She enjoys reading, scrapbooking, and spending time with her friends and family, which includes her husband of 18 years, two teenage children, and three cats.
